11 resources
Couple Tax Regime Calculator
Stop guessing your regime. Find the optimal old/new combination for both partners - filed together, not just individually. Built for dual-income households.
HUF Creation Process Guide
Deed to demat - a complete 5-step walkthrough to set up your Hindu Undivided Family for tax planning and investing. Read it on the site, or download the PDF.
Private Trust Creation Guide
A 10-step guide to create a private family trust for your child. Covers the trust type that decides the tax treatment, the deed, PAN, bank account and compliance. Read it here, or download the PDF.
Tax Harvesting Guide
A complete walkthrough of LTCG harvesting - what it is, when to do it, how much to harvest, and what not to do. Written for long-term investors in Indian equity mutual funds.
How to Create a New Mutual Fund Folio
Step-by-step for CAMS, KFintech, and third-party apps. Use separate folios to control which gains you trigger at redemption - the key to FIFO-based tax optimization.
How to Fund an HUF
An HUF gets its own PAN and its own basic exemption - but only if it actually owns something. Four routes money can legally enter, why three of them fail for a first-generation family, and the paperwork the one that works needs.
Home Loan vs OD Decider
Should you switch your home loan to an Overdraft account? Find your break-even surplus - know instantly whether OD saves or costs you more over the loan tenure.
Home Loan Negotiation Checklist
12 questions to ask your bank before signing a home loan. Tick them off as you go - take this to your branch meeting and negotiate like you know what you're doing.
Joint Property & Section 54 Guide
Two ITAT rulings reveal how the IT department scrutinises joint property capital gains claims - and what documentation you must have at purchase time to protect your exemption.
Term Insurance Cover Calculator
Find exactly how much term cover you need using the Expense Replacement Method - not a rough thumb rule. Built for salaried households, accounts for inflation and loans.
Emergency Fund Calculator
Know exactly how many months you need, which instruments to park it in by risk profile, and when it's actually okay to dip into it.
Monthly Budget Tracker
Log income and expenses, set Needs / Wants / Savings targets, and get a clean monthly summary across 6 tabs. No formula knowledge needed. Works on Excel or Google Sheets.
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